{"id":2939,"date":"2026-04-06T11:57:08","date_gmt":"2026-04-06T15:57:08","guid":{"rendered":"https:\/\/www.decentralnetwork.org\/news\/?p=2939"},"modified":"2026-04-06T11:57:12","modified_gmt":"2026-04-06T15:57:12","slug":"toss","status":"publish","type":"post","link":"https:\/\/www.decentralnetwork.org\/news\/toss\/","title":{"rendered":"Toss Eyes Blockchain and Token in Korea\u2019s Crypto Reset"},"content":{"rendered":"\n<figure class=\"gb-block-image gb-block-image-31d6c193\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" class=\"gb-image gb-image-31d6c193\" src=\"https:\/\/www.decentralnetwork.org\/news\/wp-content\/uploads\/2026\/04\/Untitled-design-2026-04-06T212010.948.webp\" alt=\"Toss Eyes Blockchain and Token in Korea\u2019s Crypto Reset\" title=\"Untitled design - 2026-04-06T212010.948\" srcset=\"https:\/\/www.decentralnetwork.org\/news\/wp-content\/uploads\/2026\/04\/Untitled-design-2026-04-06T212010.948.webp 1200w, https:\/\/www.decentralnetwork.org\/news\/wp-content\/uploads\/2026\/04\/Untitled-design-2026-04-06T212010.948-300x157.webp 300w, https:\/\/www.decentralnetwork.org\/news\/wp-content\/uploads\/2026\/04\/Untitled-design-2026-04-06T212010.948-768x402.webp 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<p>South Korea\u2019s fintech giant <a href=\"https:\/\/flipcoin.net\/\" target=\"_blank\" rel=\"noreferrer noopener\">Toss <\/a>is exploring a bold move into crypto infrastructure, as the country prepares to roll out stricter digital asset regulations. The company is reportedly considering building its own blockchain network along with a native token\u2014part of a broader push toward what it calls \u201cMoney 3.0.\u201d<\/p>\n\n\n\n<p>According to reports, Toss is still deciding whether to launch a standalone Layer 1 blockchain or build a Layer 2 scaling solution on top of an existing network. The final call may depend heavily on how Basic Law on Digital Assets shapes up, as the legislation is expected to define the rules around token issuance, stablecoins, and even crypto ETFs in the country.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">A bigger bet on stablecoins and Web3<\/h3>\n\n\n\n<p>Toss, operated by Viva Republica, has already grown far beyond its origins as a simple money transfer app. With more than 30 million registered users and around 24 million monthly active users, it now offers nearly 290 financial services\u2014from payments and lending to investments.<\/p>\n\n\n\n<p>The company\u2019s financial performance reflects that growth. In 2025, Toss generated about $1.8 billion in revenue, marking a 38% increase year-over-year. Operating profit jumped more than 270% to around $251 million, while net profit surged nearly 847% to approximately $151 million.<\/p>\n\n\n\n<p>Speaking at the Seoul Blockchain Meetup 2026, corporate development director Seo Chang\u2011whoon described the company\u2019s vision for the future. He emphasized a shift toward blockchain-powered finance, where money becomes programmable, verifiable, and seamless across platforms.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Regulation could reshape the game<\/h3>\n\n\n\n<p>At the center of Toss\u2019s strategy is South Korea\u2019s upcoming crypto framework. The Basic Law on Digital Assets is expected to introduce strict rules, especially for stablecoins. These may include requirements such as 100% reserve backing using low-risk assets, along with potential restrictions that could favor bank-led issuance models.<\/p>\n\n\n\n<p>Lawmakers see the bill as a turning point. Min Byeong\u2011deok has described it as a key step toward giving local companies the legal clarity needed to issue Korean won-backed digital tokens\u2014without relying on offshore structures.<\/p>\n\n\n\n<p>Industry watchers believe the period between late 2025 and early 2026 could become a major growth phase for stablecoins in South Korea. Payment platforms like Kakao Pay and Naver Pay are also expected to enter the race, experimenting with cross-border payments and tokenized financial services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Building the backbone of \u201cMoney 3.0\u201d<\/h3>\n\n\n\n<p>For Toss, launching its own blockchain and token could serve as the foundation for a fully integrated digital finance ecosystem. The infrastructure could support a wide range of services\u2014from loyalty rewards and remittances to on-chain lending tied to its SohoScore credit model.<\/p>\n\n\n\n<p>Seo noted that the company aims to build a \u201cborderless financial super app\u201d by 2026, removing barriers across countries, products, and time. Whether Toss chooses a Layer 1 or Layer 2 approach will likely depend on how regulators balance control between banks and fintech firms.<\/p>\n\n\n\n<p>One thing is clear: as South Korea tightens its crypto rules, Toss is positioning itself not just to adapt\u2014but to lead the next phase of digital finance.<\/p>\n\n\n\n<p>Also read : <a href=\"https:\/\/www.decentralnetwork.org\/news\/xrp-16\/\" target=\"_blank\" rel=\"noreferrer noopener\">XRP Falls Behind BNB as Downtrend Continues<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>South Korea\u2019s fintech giant Toss is exploring a bold move into crypto infrastructure, as the country prepares to roll out &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Toss Eyes Blockchain and Token in Korea\u2019s Crypto Reset\" class=\"read-more button\" href=\"https:\/\/www.decentralnetwork.org\/news\/toss\/#more-2939\" aria-label=\"Read more about Toss Eyes Blockchain and Token in Korea\u2019s Crypto Reset\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":2940,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9],"tags":[6852,6867,6862,6869,6861,6866,6860,6864,6858,6850,6865,6857,6859,6868,6863,6851,6856,6855,6854,6853],"class_list":["post-2939","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cryptocurrency","tag-basic-law-on-digital-assets-korea-explained","tag-crypto-regulation-impact-on-fintech-apps-korea","tag-future-of-digital-finance-south-korea-toss","tag-kakao-pay-and-naver-pay-crypto-competition","tag-korean-fintech-blockchain-adoption-trends","tag-korean-won-stablecoin-development-news","tag-layer-1-vs-layer-2-blockchain-toss-decision","tag-programmable-money-future-south-korea-fintech","tag-south-korea-crypto-regulation-2026-update","tag-south-korea-digital-asset-law-impact-on-fintech","tag-south-korea-stablecoin-market-growth-forecast","tag-toss-blockchain-infrastructure-for-payments-and-lending","tag-toss-blockchain-plan-south-korea","tag-toss-financial-super-app-blockchain-integration","tag-toss-money-3-0-stablecoin-strategy","tag-toss-native-token-development-news","tag-toss-revenue-growth-2025-fintech-success","tag-toss-stablecoin-ecosystem-development","tag-toss-web3-expansion-strategy","tag-viva-republica-crypto-plans-2026","resize-featured-image"],"jetpack_featured_media_url":"https:\/\/www.decentralnetwork.org\/news\/wp-content\/uploads\/2026\/04\/Untitled-design-2026-04-06T212010.948.webp","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.decentralnetwork.org\/news\/wp-json\/wp\/v2\/posts\/2939","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.decentralnetwork.org\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.decentralnetwork.org\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.decentralnetwork.org\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.decentralnetwork.org\/news\/wp-json\/wp\/v2\/comments?post=2939"}],"version-history":[{"count":1,"href":"https:\/\/www.decentralnetwork.org\/news\/wp-json\/wp\/v2\/posts\/2939\/revisions"}],"predecessor-version":[{"id":2941,"href":"https:\/\/www.decentralnetwork.org\/news\/wp-json\/wp\/v2\/posts\/2939\/revisions\/2941"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.decentralnetwork.org\/news\/wp-json\/wp\/v2\/media\/2940"}],"wp:attachment":[{"href":"https:\/\/www.decentralnetwork.org\/news\/wp-json\/wp\/v2\/media?parent=2939"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.decentralnetwork.org\/news\/wp-json\/wp\/v2\/categories?post=2939"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.decentralnetwork.org\/news\/wp-json\/wp\/v2\/tags?post=2939"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}<!-- This website is optimized by Airlift. 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